Digital Payments

With our ReadyToTap Payment for Issuers solution, offer your customers a universal mobile payment service, available on both Android and iOS, via your own Wallet application or by integrating with a third-party Wallet (Apple Pay, G-Pay, Samsung Pay, Garmin Pay, Fitbit Pay…).

Tokenisation platform and white label wallet for your NFC digital payment services

ReadyToTap Payment for Issuers is a white-label mobile payment solution, allowing banks, card issuers, program managers and Fintechs to offer digital payment services to consumers through digital wallets; either the Issuers’ App acting as a wallet or OEM or X-Pay Wallets such as Apple pay, G-Pay, Samsung Pay, etc.

Our Tokenization Hub enables the management of the entire life cycle of your digital cards within the different Wallets. This allows you to manage use cases such as the theft or loss of a card, with the possibility of temporarily or permanently blocking the tokens associated with this card in the different Wallets.

Our solutions are certified by

Peace of mind, security and trust

Our mobile payment solution complies with the most demanding standards in terms of transaction security and personal data protection, as attested by the certifications we have from CB, Mastercard, Visa and PCI DSS. We implement state-of-the-art payment technologies; tokenization, HCE, NFC.

Digital payment experience

Thanks to our expertise in software security and our mastery of tokenization, HCE and NFC technologies, we offer financial institutions the opportunity to create a unified payment service offering a 100% digital experience (NFC mobile payment, digitization of all types of cards, token management, etc.)

SDK and white label wallet application for Issuers

Our solution is scalable and allows you to launch your own NFC digital payment service via our white label mobile application. Our solution includes white-label Wallet Apps and SDKs for integration into the existing Issuer Applications. Other additional services complete the user experience, such as token management.

Tokenisation hub

Our Tokenization Hub enables our customers to develop a complete mobile payment service. Already connected to the main TSPs internationally (MDES, VTS) and in France (STET), our platform implements various use cases: Issuer Wallet (through HCE technology available on Android), OEM-Pay wallets (Apple Pay, G-Pay, Samsung Pay, Garmin Pay, Fitbit Pay…) but also tokenization for merchants (card-on-file service).

NFC Mobile Payment

A unified solution to digitise all your cards to any wallet!

Tokenisation hub dejamobile

Your NFC Issuer Wallet, quick and easy! 

Thanks to our all-in-one ReadyToTap Payment solution based on our Tokenization Hub, easily and quickly develop your range of “Tap & Go” NFC mobile payment services , for a stronger customer relationship and enhanced daily commitment…

Offered in SaaS mode, our PCI-DSS certified platform provides a tokenization service for the development of your Issuer Wallet or for the digitalisation of your cards in OEM-Pay Wallets (also referred to as x-Pays) like Apple Pay, G-Pay, Samsung Pay.

The Issuer wallet , a mobile payment service under your full control

Our Tokenization Hub enables card issuers (debit, credit, prepaid) to build a mobile payment service based on tokenisation and Host Card Emulation (HCE) technology. Already connected to major TSPs (Mastercard MDES and Visa VTS) and some national TSPs (like Cartes Bancaires in France), our PCI DSS certified Cloud platform offers all the functions you need for your project: TR-TSP; I-TSP, token lifecycle management and much more!

Turn your Android application into an NFC mobile wallet!

Simply integrate our certified HCE SDK into your mobile application to turn it into an NFC wallet.  Our teams and experts in secure mobile payments will guide you throughout your project for an optimal deployment. You are in a hurry but don’t have any resources available for the development of your application? Nothing could be simpler! Our teams customize our white-label wallet to your look and feel and that’s it!

A simplified, fluid and secure user experience

The fluidity in the activation of the service (known as “enrolment”) and during the payment process will be one of the guarantees of your success. Our solutions integrate various functions for an ultra-secure service :

– The secure activation of the service without the consumer having to enter his card data.

– A complete Strong Customer Authentication (SCA) module offering various functions: PIN, biometrics (digital fingerprint, facial recognition) and more. Authentication can be performed within the Issuer’s application, or delegated to the Android system using screen unlock as proof of authentication.

– Contactless payment even with locked smartphone. A simple tap on the NFC-enabled POS terminal is all it takes to wake up the mobile payment application.

OEM Pay integration

Easily integrate your cards into OEM-Pay wallets

Today, OEM-Pay wallets (also referred to as x-Pays) are an integral part of mobile payment strategies.

Thanks to its advanced functions – Issuer-TSP (I-TSP), data preparation and lifecycle management – the ReadyToTap Payment solution facilitates the integration with the target wallet (Apple Pay, G-Pay, Samsung Pay) and allows you to simplify and unify token lifecycle management.

Via a unique I-TSP API connection with our Tokenization Hub, you can access the I-TSP services of Visa VTS and Mastercard MDES and all the use cases : Apple Pay, G-Pay, Samsung Pay.

With Dejamobile, your OEM-Pay project is live in less than 2 months!

NFC Issuer Wallet

Develop your own mobile payment service or Issuer wallet based on our white label solution (available on Android, with HCE technology)

OEM Pay integration

Easily integrate your cards into OEM-Pay Wallets (Apple Pay, G-Pay, Samsung Pay) thanks to Dejamobile’s tokenization Hub.

NFC Mobile Payment

A unified solution to digitise all your cards to any wallet!

Tokenisation hub dejamobile

Your NFC Issuer Wallet, quick and easy! 

Thanks to our all-in-one ReadyToTap Payment solution based on our Tokenization Hub, easily and quickly develop your range of “Tap & Go” NFC mobile payment services , for a stronger customer relationship and enhanced daily commitment.

Offered in SaaS mode, our PCI-DSS certified platform provides a tokenisation service for the development of your Issuer Wallet or for the digitisation of your cards in X-Pay Wallets (Apple Pay, G-Pay, Samsung Pay).

The Issuer wallet , a mobile payment service under your full control

Our Tokenization Hub enables card issuers (debit, credit, prepaid) to build a mobile payment service based on tokenisation and Host Card Emulation (HCE) technology. Already connected to major TSPs (Mastercard MDES and Visa VTS) and some national TSPs (like Cartes Bancaires in France), our PCI DSS certified Cloud platform offers all the functions you need for your project: TR-TSP; I-TSP, token lifecycle management and much more!

Turn your Android application into an NFC mobile wallet!

Simply integrate our certified HCE SDK into your mobile application to turn it into an NFC wallet.  Our teams and experts in secure mobile payments will guide you throughout your project for an optimal deployment. You are in a hurry but don’t have any resources available for the development of your application? Nothing could be simpler! Our teams customize our white-label wallet to your look and feel and that’s it!

A simplified, fluid and secure user experience

The fluidity in the activation of the service (known as “enrolment”) and during the payment process will be one of the guarantees of your success. Our solutions integrate various functions for an ultra-secure service :

– The secure activation of the service without the consumer having to enter his card data.

– A complete Strong Customer Authentication (SCA) module offering various functions: PIN, biometrics (digital fingerprint, facial recognition) and more. Authentication can be performed within the Issuer’s application, or delegated to the Android system using screen unlock as proof of authentication.

– Contactless payment even with locked smartphone. A simple tap on the NFC-enabled POS terminal is all it takes to wake up the mobile payment application.

OEM Pay integration

Easily integrate your cards into OEM-Pay wallets

Today, OEM-Pay wallets (also referred to as x-Pays) are an integral part of mobile payment strategies.

Thanks to its advanced functions – Issuer-TSP (I-TSP), data preparation and lifecycle management – the ReadyToTap Payment solution facilitates the integration with the target wallet (Apple Pay, G-Pay, Samsung Pay) and allows you to simplify and unify token lifecycle management.

Via a unique I-TSP API connection with our Tokenization Hub, you can access the I-TSP services of Visa VTS and Mastercard MDES and all the use cases : Apple Pay, G-Pay, Samsung Pay.

With Dejamobile, your OEM-Pay project is live in less than 2 months!

Token Management Solution

Intro: Offer a 100% digital experience to your customers by allowing them to easily digitize their cards in any Wallet and keep full control of their tokens over time.

Our Tokenization Hub offers Token Management features to facilitate token issuance and lifecycle management:

  • Simplified token creation and provisioning within Payment Wallets
  • Consolidated view of all tokens for the user
  • Management of the token lifecycle in order to facilitate and make reliable the various actions such as loss or theft, renewal, etc.

With ReadyToTapTM Payment for Issuers, all your cards can be digitized in any wallet application, in a simple and secure way.

USE CASES

Mobile payment: convenient and universal

Paiement - Dejamobile

Paiement - DejamobilePayment

2019 has been a year of growth for the mobile payment industry as the market was gaining maturity and the use of EMVCo standards gaining ground. In the Covid-19 context, digital payments, either in the form of cards or mobile wallets are becoming the norm. Learn more on how our society is becoming even more cashless.

Learn more