Stocard adds mobile payment to its wallet application

Stocard, the leading mobile wallet in Europe, is launching its mobile payment service

Leader in Europe, with 50 million users, including 5 millions in France (June 2020), the Stocard app allows its users to store their loyalty cards and consult the offers of the brands directly on their mobile phone. In 2018, Stocard raised 20 million dollars to develop its banking offering. Stocard Pay mobile payment service is now available in France, Italy, Germany, the Netherlands and the UK.

With dejamobile, Stocard enters the m-payment market by transforming its application into a true multi-function “mobile wallet“.   

Stocard has created a prepaid virtual card, directly integrated into its mobile application. The user can quickly activate the payment functionality, have his identity verified (KYC), reload his card and validate his payment in store via NFC contactless. 

By adding the mobile payment function, Stocard now covers the entire shopping journey and completely replaces the physical wallet.  

Available on the Mastercard network, Stocard’s mobile payment service uses dejamobile’s ReadyToTap Payment solution to generate a digital card, manage the token life cycle and access the MDES Customer Service API. As the Stocard card is available in the Apple Wallet, dejamobile also facilitates the preparation of sensitive data (encryption of the card data and packaging in the requested format) for Apple Pay. 

Thus, whether on Android or iOS, in less than a minute, an end-user gets a digitised Mastercard card directly in the Stocard application, for Android, or pushes the virtual card into Apple Pay Wallet for iOS. Consumers can access new benefits within a single application: discount vouchers, loyalty cards, gift cards and now payment methods. These functionalities guarantee a fully integrated experience in line with the new uses expected by consumers.

The Stocard application success story

Stocard continues to transform in-store shopping by bringing together the loyalty programs of more than 6,500 retailers, coupons and payment, all in one single application. With partners regularly offering promotions of 10% or more, Stocard enables users to achieve greater savings than with competing applications or platforms. With savings of 5% per purchase between weekly offers, coupons and loyalty cards, this translates into €2 billion in savings worldwide in 2019. 

We’re very happy to partner with Dejamobile to bring the future of banking with Stocard Pay to our 50 million customers. As our wallets are moving to our smartphones, the digital wallet is becoming the central hub in our lives for anything around money, shopping, and banking. Together with our excellent partners we will bring this future for everyone through Europe’s leading mobile wallet.
Björn Goß, founder and CEO of Stocard
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